Although traditional medicine cannot replace modern medicine as far as diagnosis, investigation and emergency care are concerned, certain 'alternative' systems which focus on overall health, have shown remarkable and swift results even in chronic illnesses like diabetes, leucoderma, cancer as well as hard to cure diseases like arthritis, asthma and even AIDS.

Ayurveda

Ayurveda, literally meaning the science of life, aims at healing the individual as a whole, instead of merely at the molecular level. This ancient healing system is based on the theory that everything is composed of panchamahabhutas, or the five basic elements (akaash, jal, vayu, agni, dharti). The main source of our knowledge of Ayurveda is the Atharva Veda, which dates back to around 1200 BC.

Find Alternative Medicine Programs in the United States and Canada. With the phenomenal expansion of complementary and holistic therapies, there are growing numbers of healing arts schools that now offer alternative medicine programs to both practitioners and prospective students searching for unique career-training opportunities.
Of the numerous alternative medicine programs - massage therapy, holistic health, energy healing, and nutritional consulting are some of the more popular academic programs available today.

Alternative Healing Education
Alternative healing education provides courses to students that may lead to certificates, diplomas and degrees in the healing arts. In many instances, alternative healing education classes can encompass broad spectrums of noninvasive healing modalities such as aromatherapy, Ayurveda, energy healing therapies, herbology and herbal medicine, chiropractic, acupressure, and naturopathy  to mention just a few. Some alternative healing education programs enable students to sit for local and national licensure exams; as in the cases of massage therapy, acupuncture, and chiropractic. Additionally, a number of alternative healing education programs include certificate courses that help students to become certified in a wide variety of healing arts

Alternative Medicine Courses
Depending on your career interest, successful completion of one or more alternative medicine courses can lead to professions in naturopathy, natural health, homeopathy, massage therapy and Oriental medicine  to list just a few. Alternative medicine courses in natural health, for example, can help students achieve required education to become natural health consultants, educators or natural health technicians. Naturopathy schools that provide alternative medicine courses are commonly comprised of comprehensive studies in naturopathy, phytotherapy, botanical and herbal medicine, aromatherapy, and other Chinese medicine subjects.

Alternative Medicine Colleges
Before registering in the wide expand of alternative medicine colleges, you should first determine which alternative medicine practice you would like to enter. For example, if you interested in chiropractic, be sure that the selection of alternative medicine colleges in which you choose to enroll offer this course of study. Some alternative medicine colleges provide training in a diverse range of health therapies including education in pathology-specific treatments, such as rheumatoid arthritis. Studies offered through alternative medicine colleges in this area may include diverse curriculums in botanical or herbal medicine, supplements and vitamins, hydrotherapy, mind-body therapies, Ayurveda, Chinese medicine, homeopathy, chiropractic, acupuncture and other massage therapies.

Robert May, Lethbridge Realtor & Mortgage broker

MYTH - Assumable Mortgages Are No Longer Available in Alberta
False But qualification may be required.

A mortgage in Alberta is a covenant that attaches itself to the land and stays there, even if the ownership
of the land changes. In this sense, mortgages are assumable. Albertas Law of Property Act makes the province unique from the rest of Canada in that the lenders recourse against the defaulting individual is limited to high ratio mortgages. However, most mortgages in Alberta, whether conventional or highratio, contain a due on sale clause stating that if the mortgagor transfers the property to a new owner, the lender has the right to require the new owner to qualify or the right to declare the mortgage due in full. There is nothing in Alberta legislation that prohibits lending institutions from enforcing this clause, although a sound reason for rejecting a buyer (i.e. poor credit, adverse terms of sale, mortgage in default, indications of mortgage fraud, etc.) is required.

Whether or not the buyer has adequate financing or is willing to engage
in legal proceedings to force the bank to allow the assumption to proceed
is another story. Robert May has significant first hand experience both assuming mortgages and allowing mortgages to be assumed. "As long as you know what you are doing and have expert advice, assumable mortgages can be a great opportunity." according to Lethbridge real estate expert Robert May of LethbridgeLoans.com

Risks
There are several risks involved with mortgage assumption for both the
buyer and the seller. The borrower (seller) and anyone who assumes the
mortgage, are personally liable for any deficiency suffered by the bank,
should default occur on a high ratio mortgage. Another problem is that
the principal balance of the assumed mortgage displayed in the Finance Schedule and the Purchase Contract is only an approximate figure and may be understated. Buyers should also be wary of assuming cash-back mortgages which typically have higher interest rates and penalties for pay outs prior to maturity. Cash-back mortgages offer a compelling reason for the lender to enforce a due on sale clause, due to the large profits that can result. "Do not allow your mortgage to be assumed without proper expert advice", says Lethbridge Real Estate expert Robert May.

If you are seeking new mortgage financing, Lethbridge mortgage and real estate expert Robert May of Verico Canada First Mortgage is available to help. Contact him directly at www.LethbridgeRealEstateBlog.com for personalized and confidential service.